AFH Profit Calculator
Estimate your Adult Family Home revenue, operating expenses, and potential monthly profit using your own assumptions.
These calculators provide estimates for planning purposes only. Actual costs, reimbursement rates, taxes, staffing requirements, licensing requirements, and profitability can vary by location and individual circumstances. This tool is not financial, legal, tax, licensing, or medical advice. Results are based on entered assumptions.
How it works
- Occupied beds are estimated as licensed beds multiplied by occupancy percentage.
- Monthly revenue is occupied beds multiplied by the average monthly rate per resident.
- Caregiver cost is hourly wage × caregiver hours per day × 30.
- Food cost is occupied beds multiplied by food cost per resident.
- Total monthly expenses add caregiver cost, food, rent or mortgage, utilities, insurance, supplies, transportation, and other expenses.
- Estimated monthly operating profit is monthly revenue minus total monthly expenses.
Example using the default assumptions
A 6-bed home at 85% occupancy has 5.1 occupied beds. At $6,500 per resident, estimated monthly revenue is $33,150. If caregiver cost is $10,560 and remaining expenses total $9,750, estimated monthly operating profit is $12,840. Change any input to match your home.
Important assumptions
- Occupancy is applied evenly across the month.
- The monthly rate is an average and does not separate private-pay, Medicaid, or add-on services unless you include them in the rate.
- Caregiver hours are total paid hours for the home each day, not a legal staffing ratio.
- A 30-day month is used for wage estimates.
- Taxes, owner draw, depreciation, vacancy beyond the occupancy you enter, and one-time costs are not fully modeled.
- Results are estimates based on your assumptions, not a forecast of actual profit.
Frequently asked questions
What is an AFH profit calculator?
An AFH profit calculator estimates monthly operating profit from the beds, occupancy, rates, staffing, and expenses you enter. It is a planning tool, not a prediction of actual earnings.
How is AFH revenue calculated?
This tool estimates monthly revenue as occupied beds × average monthly rate per resident. Occupied beds equal licensed beds × occupancy percentage.
What expenses should an AFH owner consider?
Common operating expenses include staffing, food, rent or mortgage, utilities, insurance, supplies, transportation, and miscellaneous overhead. Your home may also have taxes, maintenance, training, licensing fees, and professional services.
Does this calculator include taxes?
No. Results are pre-tax operating estimates unless you add tax amounts into an expense field. Income tax, property tax, and full payroll burden are not automatically included.
Can I use this calculator for any state?
Yes. Enter local rates and costs. The calculator does not apply state-specific Medicaid rates, staffing ratios, or licensing rules automatically.
Are the results guaranteed?
No. Results are estimates based on your assumptions. Occupancy, reimbursement, expenses, and regulations vary by home and location.
What is the difference between revenue and profit?
Revenue is money coming in from resident rates. Profit is revenue minus expenses. A home can have strong revenue and still operate at a loss if costs are high.
Why is occupancy 85% by default?
The 85% default is a planning placeholder, not a typical or recommended rate. Adult Family Homes often have vacancies during resident transitions. Change it to match your experience.
Need another AFH estimate?
Explore occupancy, staffing, startup costs, Medicaid rates, and other Adult Family Home planning tools. Every calculator is free and works without an account.
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